What is Identity Theft?
Identity theft is the use of another person’s identification, usually with the goal of taking unauthorized financial advantages. The victim of identity theft is held responsible for the perpetrator’s actions. If you’re a victim and are unsure of what step to take next, we not only dispute all your negative items every round, but we can help identify the problem and fix the issues on your credit reports too.
Identification misuse also involves use of the following:
- Dates of birth
- Social security numbers
- Driver’s license numbers
- PIN numbers
- Bank account numbers
- Electronic signatures
No matter how much you trust a person, don’t hand them your credit card. A close friend could easily take a photo of your credit card and use it for online purchases a few months later when you least expect it and you’d never suspect it to be him/her. You should only give out your credit card information to trusted companies and websites.
Check your bank statements frequently. Some of the most strategic theft is made in sparse, small purchases so that you may never notice. Make sure all the charges, whether big or small, belong to you. If you see fraudulent activity in your bank account, you need to have your credit swept. If you’re a client with us, we will be fixing inaccuracies to help protect you from identity theft as well as get all your negative accounts removed.
Tips for Fixing Your Credit After Identity Theft
Our team of expert Credit Specialists can uncover fraudulent activity during a credit report analysis, which we offer everyone for FREE before you become a client. Though the credit repair process takes time, we guarantee that we will have everything removed in the FASTEST way possible since we dispute every last thing on all three of your reports every round including hard inquiries. We wipe reports clear of the bad, build the good, and help you maintain a better credit score for long after you’re done working with us through the information you’re left with about credit since we provide our clients with credit counseling for free.